What happens if you could pick-up the telephone and call a lawyer to get advice regarding any and all legal issues of your interest? The lawyer would write your will, review it and update it for each and every year, make cell phone calls and compose letters as your representative, negotiate your agreements and stand for you in the courtroom. In case you are traveling in another state and want any type of legal services, he can refer you to a reliable attorney in that state for no extra charges to you.
This all seems fantastic on paper, however the simple thought of paying hundreds of bucks an hour to put a lawyer on retainer is sufficient to persuade most individuals not to seek out legal protection.
You will find yourself surprised to know, this kind of legal coverage does indeed can be found under
an set up similar to your overall health or insurance policy. Prepaid legal plans give you access to all of these legal services, for a month-to-month charge of 10 Dollars to Dollars 25. If you are employed, you could incur no charge if your employer offers legal services as the fringe benefit.
How to Enroll for a Legal Plan.
If you are thinking of getting on the prepaid bandwagon then choosing a specific enrolment method can be quite important in finding out the advantages, conditions and costs of coverage of your legal plan.
A voluntary enrolment describes a a regular membership of a legal plan where individuals “voluntarily” enroll in a prepaid legal service according to a direct e-mail offer, during an employer’s open enrolment period or during individual sales diagrams. In this set up, you pay the prepaid fee, get the standard discount rates open to all the other members of the plan and have the group coverage in accordance with the conditions and terms of the plan.
In a group legal plan, all the members are automatically contained in the plan mainly because of their level as a group. For example, many employees have a 100% participation in legal plans financed by their companies. They just do not have to pay for any prepaid legal plan or premium, as legal coverage in the place of work is now considered to be an employee fringe-benefit. Several universities and colleges also provide legal coverage for their students, financing the plans of their general tuition fees.
